Financing

RoomPlace Credit Card Accounts are offered by Comenity Bank, which determines qualifications for credit and promotion eligibility. Subject to credit approval for The RoomPlace Credit Card Account offered by Comenity Capital Bank.

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  • 6 Months Financing - No Interest if paid in full in 6 months - Interest will be calculated from the purchase date at the standard variable purchase APR. If the promotional balance is not paid in full within the promotional period, the calculated interest will be charged to your account. Minimum monthly payments for this credit plan during the promotional period will be the greater of: the amount of $5 or 3.5% of your promotional credit plan balance (rounded up to nearest $1). Paying only the minimum monthly payment may NOT pay off the full promotional balance by the end of the promotional period. Any balance remaining after the promotional period will be added to the balance for non-promotional purchases and the minimum monthly payment will increase. See your credit card agreement for minimum payment requirements on non-promotional purchases.

  • 12 Months Financing - No Interest if paid in full in 12 months - Interest will be calculated from the purchase date at the standard variable purchase APR. If the promotional balance is not paid in full within the promotional period, the calculated interest will be charged to your account. Minimum monthly payments for this credit plan during the promotional period will be the greater of: the amount of $5 or 3.5% of your promotional credit plan balance (rounded up to nearest $1). Paying only the minimum monthly payment may NOT pay off the full promotional balance by the end of the promotional period. Any balance remaining after the promotional period will be added to the balance for non-promotional purchases and the minimum monthly payment will increase. See your credit card agreement for minimum payment requirements on non-promotional purchases. Required minimum purchase of $1,200.

  • 18 Month Financing - No Interest if paid in full in 18 months - Interest will be calculated from the purchase date at the standard variable purchase APR. If the promotional balance is not paid in full within the promotional period, the calculated interest will be charged to your account. Minimum monthly payments for this credit plan during the promotional period will be the greater of: the amount of $5 or 3.5% of your promotional credit plan balance (rounded up to nearest $1). Paying only the minimum monthly payment may NOT pay off the full promotional balance by the end of the promotional period. Any balance remaining after the promotional period will be added to the balance for non-promotional purchases and the minimum monthly payment will increase. See your credit card agreement for minimum payment requirements on non-promotional purchases. Required minimum purchase of $1,800.

  • 24 Month Financing - No Interest if paid in full in 24 months - Interest will be calculated from the purchase date at the standard variable purchase APR. If the promotional balance is not paid in full within the promotional period, the calculated interest will be charged to your account. Minimum monthly payments for this credit plan during the promotional period will be the greater of: the amount of $5 or 3.5% of your promotional credit plan balance (rounded up to nearest $1). Paying only the minimum monthly payment may NOT pay off the full promotional balance by the end of the promotional period. Any balance remaining after the promotional period will be added to the balance for non-promotional purchases and the minimum monthly payment will increase. See your credit card agreement for minimum payment requirements on non-promotional purchases. Required minimum purchase of $2,400.

  • 36 Months Financing - No Interest if paid in full in 36 months. - Interest will be calculated from the purchase date at the standard variable purchase APR. If the promotional balance is not paid in full within the promotional period, the calculated interest will be charged to your account. Minimum monthly payments for this credit plan during the promotional period will be the greater of: the amount of $5 or 3.5% of your promotional credit plan balance (rounded up to nearest $1). Paying only the minimum monthly payment may NOT pay off the full promotional balance by the end of the promotional period. Any balance remaining after the promotional period will be added to the balance for non-promotional purchases and the minimum monthly payment will increase. See your credit card agreement for minimum payment requirements on non-promotional purchases. Required minimum purchase of $3,600.

  • 48 Months Financing - No Interest if paid in full in 48 months. - Interest will be calculated from the purchase date at the standard variable purchase APR. If the promotional balance is not paid in full within the promotional period, the calculated interest will be charged to your account. Minimum monthly payments for this credit plan during the promotional period will be the greater of: the amount of $5 or 3.5% of your promotional credit plan balance (rounded up to nearest $1). Paying only the minimum monthly payment may NOT pay off the full promotional balance by the end of the promotional period. Any balance remaining after the promotional period will be added to the balance for non-promotional purchases and the minimum monthly payment will increase. See your credit card agreement for minimum payment requirements on non-promotional purchases. Required minimum purchase of $4,800.

  • 60 Months Financing - No Interest if paid in full in 60 months. - Interest will be calculated from the purchase date at the standard variable purchase APR. If the promotional balance is not paid in full within the promotional period, the calculated interest will be charged to your account. Minimum monthly payments for this credit plan during the promotional period will be the greater of: the amount of $5 or 3.5% of your promotional credit plan balance (rounded up to nearest $1). Paying only the minimum monthly payment may NOT pay off the full promotional balance by the end of the promotional period. Any balance remaining after the promotional period will be added to the balance for non-promotional purchases and the minimum monthly payment will increase. See your credit card agreement for minimum payment requirements on non-promotional purchases. Required minimum purchase of $6,000.





Buying Furniture on a Budget

While you might have Marie Antoinette dreams of furnishing your home like the palace at Versailles, you probably have to stick with a much stricter budget than the young royal. Furniture is generally a costly investment, but at The RoomPlace Furniture Stores, you don’t have to skimp on quality in the name of thrift. At one of our many locations throughout Chicagoland and greater Indianapolis, buying furniture on a budget is actually easier than you might think. And best of all, the savvy shopper’s clearance furniture from The RoomPlace won’t look like it was bought on a dime. By knowing where to shop and what to look for, you can bring home furniture fit for a queen without draining your coffers.

Don’t Knock Discounts

Furniture shopping on a budget is an exercise in resisting temptation and impulse buying. For that reason, it might take more time and research to get a really great deal. But when you’re sleeping soundly in your gorgeous new queen bed with a chic curved headboard and slick under-bed storage, it’ll be well worth the wait. By taking advantage of holiday and seasonal sales, you can come away with some fantastic bargains. In the meantime, there are plenty of other ways to save when you shop at The RoomPlace.

Often, you’re just a click away from quality clearance furniture. Peruse TheRoomPlace.com to get a better idea of the price range you can afford. If possible, sign up for The RoomPlace e-newsletters and check out our weekly online flyers so you know as soon as that irresistible sage Microsuede loveseat or must-have bedroom furniture drops in price. Don’t miss out on regular deals on home furniture of all kinds from one of The RoomPlace’s conveniently located furniture stores.

Save Up for What You Want

When investing in great home furniture, you don’t want to trade in quality for a cheaper price tag. After all, you’ll end up spending more in the long run on an inexpensive couch with a glue-bonded particle board frame opposed to a higher-end sofa with a durable hardwood frame. That’s why shopping at TheRoomPlace.com is really the key to buying furniture on a budget, whether you’re looking for clearance mattresses in Tinley Park, bedroom sets on sale in Chicago, or discount furniture in Schaumburg. Using our website to browse affordably priced furniture from The RoomPlace allows you to envision exactly what you want in terms of style and quality – and figure out a way to save up for it. Once you’ve shopped wisely and picked out that perfect piece from The RoomPlace Furniture Stores, you’ll appreciate it even more when you finally bring it home.